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Financial Planning Retirement Planning

Make the most of your retirement entitlements

Along with your savings, government benefits (such as the Age Pension, Carer’s Allowance and Disability Support Pension), could be an important part of your retirement income, should you be eligible. This is why it’s a good idea to be aware of what payments you may be entitled to.

Super and the Age Pension

Around 65% of older Australians rely on a government pension or allowance as their main source of personal income at retirement.*

There’s no official retirement age in Australia, but generally you need to be between age 55 and 60 to start accessing your super with full access at 65. The Age Pension is also available from age 65 and this will gradually increase to age 67 in 2023, depending on when you were born.


What else might you be entitled to?

Age 55-64

Age 65+

Once you know you have all your entitlements you’ll enjoy your retirement journey all the more.


 Source: AMP News & Insights

* https://www.moneysmart.gov.au/superannuation-and-retirement/income-sources-in-retirement/age-pension

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The information provided on this website, including the material and contents provided in the website publications, are informative in nature only and you should not act specifically on the basis of this information alone. It should not be used as a substitute for legal, business, accounting, tax, financial planning or other professional advice. If expert assistance is required, professional advice should be obtained. Liability limited by a scheme approved under Professional Standards Legislation

Paul Baggetta is the Founder & Principal of Baggetta & Co (ABN 68 786 233 813).

Paul Baggetta has been a Taxation Accountant since 1981, a Financial Planner since 1998, and in 1993 qualified as a Real Estate Licensee, holding a Triennial Certificate (currently not trading) and operated his own Real Estate business for property investment clients for over 5 years as a second business.

Financial planning services are provided by Paul Baggetta as an Authorised Representative (No. 261469) of Capstone Financial Planning Pty Ltd. ABN 24 093 733 969. Australian Financial Services License No. 223135.


Taxation & Accounting services are provided by Paul Baggetta as a Registered Tax Agent (No.61487008) and is a Member of SMSF Association, FIPA & NTAA.