Life is spent on the go, thus managing your money must be something you can do regardless of where you are. The Best Personal Finance Apps make this possible, therefore every individual should have a minimum of one of these apps on their phone. Following are a few money management apps you definitely want to check out.
Determine where you spend your money each day with the help of this app. Link your accounts and the app does the rest. When the first of the month comes around, the app determines your estimated income using your prior spending history to do so. It then deducts any recurring bills and a set amount for savings. The money remaining is considered spending money, and it is broken down by days, weeks, and months to help you remain on track when it comes to your spending.
If you are searching for the best apps for budgeting and managing your money, look no further than Mint. This app provides an overall look at your finances and tracks everything from bank accounts to student loans. The program tracks where you spend your money, puts each deduction into the appropriate category, and tells you when you get close to your budget. Request custom savings tips to save even more.
Have you ever purchased something on auto ship and forgotten to cancel it? Do you take the time to look at your credit card statements to make sure they are accurate? If not, this is the program for you. The app alerts you to those merchants who charge consumers without their knowledge or send auto shipments regularly. This is one app every consumer with a credit card should have to ensure these gray charges aren’t doing harm to their budget.
There are numerous other Android and iPhone apps for financial management, including Check, Budget Boss, Acorn, and Credit Karma. Be sure to check them out, as what works for your best friend may not be appropriate for you. The goal is to find an app or apps that you will use consistently. Only then will you obtain the best results and improve your finances.
Paul Baggetta is the Founder & Principal of Baggetta & Co. Paul Baggetta has been a Taxation Accountant for over 36 years, a Financial Planner for over 18 years and in 1993 qualified as a Real Estate Licensee, holding a Triennial Certificate (currently not trading), and operated his own Real Estate business for property investment clients for over 5 years as a second business.
Financial planning services provided by Paul Baggetta as an Authorised Representative (No. 261469) of Capstone Financial Planning Pty Ltd. ABN 24 093 733 969. Australian Financial Services License No. 223135.
Taxation & Accounting services provided by Paul Baggetta as a Registered Tax Agent (No.61487008) and is a Member of SMSF Association, IPA & NTAA.
The material and contents provided in this publication are informative in nature only. It is not intended to be advice and you should not act specifically on the basis of this information alone. If expert assistance is required, professional advice should be obtained.
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